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	<title>Comments on: Input Needed!</title>
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	<description>The story of our lives and our journey to adopt.</description>
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		<title>By: Tim Schmoyer</title>
		<link>http://rumofamily.com/2009/09/29/input-needed/#comment-255</link>
		<dc:creator>Tim Schmoyer</dc:creator>
		<pubDate>Wed, 30 Sep 2009 12:26:13 +0000</pubDate>
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		<description>As someone who has been where you are with Dave Ramsey&#039;s plan, I strongly encourage you not to loose your gazell intensity. That&#039;s the only way this works. Don&#039;t loose focus and start to compromise on expenses and purchases. Clean up your mess first, then you&#039;ll be able to visit family as often as you&#039;d like. If you stick with the plan, your financial situation is only temporary, but if you justify trips like this, you&#039;ll never get out of debt. My wife and I paid off $21,521 in 15 months on a typical youth pastor salary because we did a tight budget every month, canceled all unnecesary services like subscriptions, TV, gym memberships and didn&#039;t go out to eat.or see a movie or unnesesary driving for a long time. By your own admission, you can&#039;t afford this trip but are trying to justify it. That may be why you got in a financial mess in the first place (it was for me and my wife). Gotta change that way of thinking, man. Right now you &quot;live like no one else so later you can live like no one else,&quot; just like my wife and I are doing now. It&#039;s totally absolutely worth it! I promise. :-)</description>
		<content:encoded><![CDATA[<p>As someone who has been where you are with Dave Ramsey&#8217;s plan, I strongly encourage you not to loose your gazell intensity. That&#8217;s the only way this works. Don&#8217;t loose focus and start to compromise on expenses and purchases. Clean up your mess first, then you&#8217;ll be able to visit family as often as you&#8217;d like. If you stick with the plan, your financial situation is only temporary, but if you justify trips like this, you&#8217;ll never get out of debt. My wife and I paid off $21,521 in 15 months on a typical youth pastor salary because we did a tight budget every month, canceled all unnecesary services like subscriptions, TV, gym memberships and didn&#8217;t go out to eat.or see a movie or unnesesary driving for a long time. By your own admission, you can&#8217;t afford this trip but are trying to justify it. That may be why you got in a financial mess in the first place (it was for me and my wife). Gotta change that way of thinking, man. Right now you &#8220;live like no one else so later you can live like no one else,&#8221; just like my wife and I are doing now. It&#8217;s totally absolutely worth it! I promise. <img src='http://s.wordpress.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
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